First and foremost, the founders of DoctorNavigator.com remain committed to the cause of helping uninsured and underinsured individuals obtain quality, affordable care.

We believe that health care is a serious issue and the growing problems that face our uninsured and underinsured populations are staggering. However, we believe that we can offer innovative products and services that can help to make a difference.

We believe that the choices consumers make for their health care are far more important than decisions made to purchase any other consumer good or service. We provide consumer-driven tools that educate and empower individuals to make their own informed health care decisions.

We believe that consumers should always seek the trusted advice of physicians and health care professionals. We do not provide medical advice, referrals or recommendations.

DoctgorNavigator.com is an online price transparency tool paired with discount provider networks that is designed to empower individuals with cost comparison information for basic healthcare services. The one-of-a-kind, consumer-driven platform can help members save on out-of-pocket medical expenses. With DoctorNavigator, consumers can compare prices that physicians charge for common office visit procedures and compare prescription drug prices across different pharmacies.

DoctorNavigator.com was created to help that population of uninsured and underinsured individuals (who tend to be more likely to forego care because of their concern with cost), to better understand basic health care costs. The consumer-driven tool allows them to stretch their dollars and be more prepared for the cost of medical expenses associated with physician office visits and prescriptions.

In addition to the cost comparison tools, DoctorNavigator.com includes a consumer-driven portal where individuals can read and submit patient satisfaction reviews and find information on hospital quality ratings. Links to patient advocacy groups and resources for medical condition research can be found on the site. With DoctorNavigator.com, members will also receive ongoing, pre-negotiated discounted rates from health care providers ranging from 10-40%.

DoctorNavigator.com is exclusively marketed and administered by Ternian Insurance Group LLC. Ternian, based in Phoenix, Arizona, is a niche insurance program manager and marketing agency. We specialize in the product development and distribution channel management of value-driven, Direct Voluntary Benefits. Our founders have a 17 year history of helping thousands of employers and millions of uninsured workers obtain quality, affordable coverage. We remain committed to that cause in the voluntary marketplace. For more information, visit http://www.ternian.com

Galaxy Health Network/Managed Care, Inc.

DrScore.com/Medical Quality Enhancement Corp.

ScriptSave®/Medical Security Card Company, Inc.